Finance information

At Trust Motors, we understand that financing can play an important role in purchasing a vehicle. That’s why we work with trusted third-party lenders to offer flexible finance options tailored to your needs.

While we don’t lend money directly, our team can guide you through the process and refer your application to one of our partners. It’s simple, secure and obligation-free.

  • Flexible terms
  • Quick online application
  • Tailored repayment options
  • Transparent cost breakdowns
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Frequently asked questions

  • General finance questions
    How does vehicle finance work?

    Vehicle finance lets you buy a car now and pay for it over time in instalments. We help you submit an application to a registered finance provider, who will assess your individual situation and, if eligible, offer you a loan.

    Can I use my trade-in as a deposit?

    Yes — you can use the value of your trade-in as part or all of your finance deposit.

    Do I need a deposit to get finance?

    Not always. Some lenders offer no-deposit finance depending on your income, expenses, and credit history.

    Can I organise my own finance?

    Absolutely. If you prefer to work with your own lender, you’re welcome to — but we recommend comparing the options we can assist with as well.

  • Applying for finance
    How do I apply?

    Complete our enquiry form and one of our team will be in touch with further details.

    What will I need to provide?

    You’ll need to supply basic information such as your contact details, income, employment status, expenses, and ID. This helps the lender determine whether finance is affordable for you.

    Will applying affect my credit score?

    Some of our finance partners may carry out a credit check as part of assessing your application. This is called a credit enquiry, and it may appear on your credit report.

    In some cases, multiple credit enquiries in a short period can affect your credit score. A single enquiry typically has only a minor impact, but this depends on your personal credit history.

    Does applying mean I’m locked in?

    No — applying simply lets the finance provider assess your situation and provide options. There’s no obligation to accept any offer or complete the purchase.

  • Repayments, rates & terms
    How are repayments calculated?

    Repayments are based on factors like the loan amount, interest rate, term, and deposit. Our online calculator gives you a quick way to estimate what your payments might look like.

    What interest rate will I get?

    Interest rates vary depending on your credit profile, chosen lender, and responsible lending assessment. Because we work with multiple finance providers, the range of rates available can differ between lenders.

    You can view a full list of our current finance partners, along with links to their websites showing their current interest rate ranges, in our finance partners section here.

    How long can I finance a car for?

    Loan terms typically range from 1 to 5 years, although some finance companies offer longer terms. We can help you choose a term that fits your budget and lifestyle.

  • Security & legal info
    Is my information secure?

    Yes. Your information is encrypted and shared only with trusted finance providers in accordance with New Zealand privacy standards and regulations.

    Who provides the finance?

    We don’t offer finance directly. Your finance agreement (if approved) will be with a registered New Zealand finance provider, subject to their lending criteria and responsible lending obligations.

Our finance partners

We work with trusted third-party finance providers. Below you’ll find their standard rates, fees, and disclosure statements.

UDC Finance

FINANCE TERMS, CONDITIONS AND USEFUL INFORMATION
Finance is provided by UDC Finance Limited. Approvals are subject to responsible lending inquiries. UDC's loan eligibility criteria, fees, terms and conditions apply.

For more information on UDC's Consumer Credit Contracts, Rates & Fees and Terms & Conditions please click here

Marac

Schedule of standard fees and charges applied to consumer contracts
https://www.marac.co.nz/finance/interest-rates-and-fees

Car loan
https://www.marac.co.nz/finance/car-loans

Oxford Finance Limited

We will make the finance process as easy as possible for you. All you have to do is provide accurate information and find your new purchase and we can do the rest.

OFL standard fees and charges – consumer & business
https://www.oxfordfinance.co.nz/fees-and-charges/

OFL terms and conditions – consumer
https://www.oxfordfinance.co.nz/wp-content/uploads/2021/10/Extract-Ts-and-Cs_OCT2021.pdf

These rates are indicative only. Actual terms will depend on your situation and the lender’s assessment.

Legal info

All finance applications are subject to approval and responsible lending criteria by registered third-party finance providers. Trust Motors does not provide finance directly, nor financial advice.

If you’re unsure whether vehicle finance is right for you, please consult a licensed financial adviser: fma.govt.nz

Enquire with us

We’re here to discuss available finance options tailored to your needs.

Apply for finance

Explore your finance options with our easy online application.

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Rogan Stone
Senior Sales Consultant

About Rogan

Hi, I'm Rogan. I've been passionate about cars since I was 11 years old, spending school holidays cleaning vehicles on car yards to save money — and by 13, I’d already bought my first car, even though I couldn’t drive it yet. That early obsession grew into a love for detailing and unique cars, and by 18, I took real pride in making vehicles look their best. In 2018, I began my career in car sales, which not only helped me come out of my introverted shell but also sparked a genuine passion for connecting with people and building lasting relationships. Working in the sales sector has changed my life on such a personal development level - this is something I will always be grateful for. Outside of work, you'll usually find me detailing my 1996 HSV Clubsport, walking my dog along the beach with my partner and daughter, or slow-cooking meat over charcoal for friends and family.

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Jake Keats-Farr
Senior Sales Consultant

About Jake

Hey, I’m Jake, a Senior Sales Consultant at Trust Motors! I’ve been into cars ever since I learned my grandfather built one back in the ’70s, and that passion has stayed with me ever since. What makes Trust Motors special isn’t just the sick cars, it’s the people behind them. The team here is all about constant growth, real hustle, and making things simple for our customers. We’re not just selling vehicles, we’re creating experiences built on trust, transparency, and genuine enthusiasm for what we do.

Whether I’m in the dealership, at the gym, or with family, I’m always looking at ways to evolve. That mindset fits right in here. At Trust Motors, we’re not standing still, we’re always moving forward, together.

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Keano Kennedy
Senior Sales Consultant

About Keano

Hi, I’m Keano, one of the senior sales consultants here at Trust Motors.

A bit about me: I was born in South Africa and raised in New Zealand from a young age. I’ve always been drawn to anything that gets the adrenaline going, whether it’s fast cars or exploring mountain trails.

What I love most about Trust Motors is how it brings all of that together. It’s not just about the awesome cars; it’s about the people, the passion, and being part of a team that genuinely loves what they do, both in the showroom and out on the road. We live and breathe the lifestyle, and that’s what makes this place truly special to me.

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Louis Schoeman
Senior Sales Consultant

About Louis

Hi, my name is Louis, and I’m part of the Sales team at Trust Motors, where my passion for cars and helping people find the right vehicle really comes to life. Originally from Durban, South Africa, I made the move to New Zealand in 2016 and quickly found it to be a true home away from home. The Kiwi lifestyle, the people and of course the cars, have made my journey here an incredible one, and I’m proud to bring that enthusiasm and experience into everything I do.

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Cruz Hack
Sales Consultant

About Cruz

Hey! I’m Cruz, a Sales Consultant here at Trust Motors. Born and bred in Central Auckland, I grew up in the golden era of 2000s street car films - the soundtracks, the underglow, the sideways action - all of it sparking the passion that drives me today. Now I have the privilege of calling New Zealand’s finest dealership home, a place where knowledge runs deep, opportunities are boundless, and the cars I once dreamed of on the big screen are right at my fingertips. When I’m not around cars, you’ll probably find me hunting down new and authentic food or out on a trail with my partner, pretending the uphill climb isn’t as hard as it is.

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Liam Peters
Sales Manager

About Liam

Hi, I’m Liam, Sales Manager at Trust Motors! I manage our award-winning sales team - driving a positive team culture and exceptional service. Born in Africa and raised in South Auckland, I learned early on to believe less in chance and more about drive, resilience, and knowing when to take the wheel. Cars and sales have been my passion for as long as I can remember, so being in a management role at Trust Motors is more than just a job; it’s a dream realised. When I’m not helping people find their perfect ride, you’ll catch me soaking up the sun at the beach or pushing limits at the gym.

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Bradley Wiseman
Head of Finance & Insurance

About Bradley

Hey all, I’m Brad. Born and bred petrolhead thanks to the old man and his passion for cars. I bring over 10+ years of finance experience to the team at Trust Motors and pride myself on delivering the best experience for my clients. I joined the team at Trust Motors in 2021 and have loved every minute of it. Outside of work, you will find me spending time with my beautiful family, cooking on charcoal BBQs in the summer, and religiously watching the MotoGP.

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Danielle Orchard
Finance & Insurance Manager

About Danielle

Hey, I'm Danielle. I am part of the Finance Team here at Trust Motors. I have been in the car industry for almost 10 years. I love getting to meet people from all walks of life and helping them turn dreams into reality as they drive away in their beautiful new vehicles. No person is the same, nor are their needs, and I enjoy working on getting the best outcome possible for our clients. When I'm not working, you will find me with family and friends, walking my dogs, or taking on the world with different adventures.

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Nick Cooper
Finance & Insurance Consultant

About Nick

Hi, I'm Nick. I'm part of the Finance Team here at Trust Motors. I have been in the car industry for almost 6 years, coming from a previous accounting background. I've always loved cars, and being in a position to help customers get into their dream vehicle is extremely rewarding. When I'm not at work I'll be tinkering around with a project car or bike. I look forward to meeting you in our massive indoor showroom!

Coming Soon
Aden Van Der Boon
Finance Consultant

About Aden

Hi I'm Aden, Finance Consultant here at Trust Motors. With a background in finance, I work for you to get your approval across the line and into your new vehicle. In my free time, I love the outdoors. Be it fishing, hiking, or diving. Whatever adventure, weather and friends' enthusiasm permit on the day. If I can't get outside, you'll find me reading a book.

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Vlatko Kuzev
Buyer

About Vlatko

Hi I’m Vlatko, I started with Trust Motors as a salesman six years ago, right from the very beginning. I’ve witnessed our exponential growth firsthand, from the humble days of selling cars, grooming them myself, and guiding customers through finance applications, moving into the Buying side of the business. Today, my role is to hand-pick the future dream cars we bring into stock, something I take great pride in. Outside of work, I love going to the gym, spending time with my partner, and embracing the new and rewarding experience of being a dad.

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Steffan Connelly
Buyer

About Steffan

Hi, I’m Steffan, a Buyer here at Trust Motors. With over 8 years of experience in the motor industry, I take pride in sourcing high-quality vehicles that meet our customers' needs and uphold our reputation for excellence. Originally from the UK, I’ve called New Zealand home since 2005, I swapped fish and chips for fish and chips with better weather!

Outside of work, you’ll usually find me on the football field or spending time with friends and family.

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Lewis van Lent
Content Creator

About Lewis

Hi, I’m Lewis, the Content Creator here at Trust Motors. From a young age, I was deeply influenced by the car scene, which only fueled my passion to be around cars more and more. After graduating in Communication Design and combining that with my love for photography, I knew exactly where my path was heading.I thrive on producing photography and design that excites, captures, and inspires at the highest level. Outside of work, you’ll usually find me spending time with family and friends, going on adventures, watching movies, or getting lost in music.

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Luca Cardona
Marketing Manager

About Luca

Ciao, I’m Luca. Originally from Milan, Italy, I moved to New Zealand in 2014 in search of new challenges. As a kid, I was obsessed with Hot Wheels and toy car collections, and now, thanks to Trust Motors, I get to live and breathe those epic cars every day. Together with my marketing team, we create epic and fun content daily, always aiming to match the quality of the dream cars that roll into our massive showroom. Outside of work, you’ll usually find me surfing, watching a good football match, or making pizzas for my family.

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Luke Shadwick
Content Manager

About Luke

Hi, I'm Luke, the Video Creator here at Trust Motors! My love for cars has been strong from a young age, thanks to my Father, who has been in the American Hotrod scene for over 50 years. 5 years ago, I picked up a Camera and my wife and i went out filming the best cars we could find which quickly turned into my finally found passion. Showcasing the Number #1 Rated Dealership through the lens is an absolute treat. Outside of work, I love playing Soccer, Golf and chilling with my Wife and Son.

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Dave Letele
Community Leader

About Dave

Dave isn’t just a face of Trust Motor, he’s a force for good in Aotearoa. As founder of BBM and a champion for health, motivation, and community uplift, Dave stands for the same values we bring to our customers every day: connection, trust, and giving back. With his inspiring presence, energy, and heart, Dave helps us drive real impact in our community while keeping our brand grounded in purpose.

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Charnze Nicoll-Klokstad
Kiwis Champion

About Charnze

Charnze brings the same energy, integrity, and determination he shows on the field straight into the Trust Motors family. As one of New Zealand’s most respected league players and a proud Kiwis Champion, he represents the values we stand for: hard work, humility, and consistency. Whether he’s behind the wheel of a performance beast or filming one of our cinematic campaigns, Charnze helps us inspire Kiwis to dream bigger and drive better.

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James Fisher-Harris
Kiwis Captain

About James

A powerhouse on and off the field, Fisher is known for his leadership, mana, and relentless discipline. As a three-time NRL premiership winner and the captain of the Kiwis, he’s one of New Zealand’s most admired athletes, and we’re proud to have him as part of our Trust Motors family. Fisher embodies excellence in everything he does, making him the perfect fit for our bold and Innovative brand.

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Harman Singh
Reconditioning Manager

About Harman

Hi I’m Harman, I moved to New Zealand 10 years ago to study Project Management, and six years ago I was fortunate to join Trust Motors. Today, I oversee the inspection, repair, detailing, and refurbishment of our vehicles, making sure each one is prepared to look and feel unique before it reaches our showroom. In my spare time, I love spending days at the beach, trying different foods, and browsing about cars and new technologies.

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Nicholas Lawson
Supply Chain Manager

About Nicholas

Cars have been part of my world since I was a teenager. I’ve worked as a mechanic, gaining hands-on experience with repairs and diagnostics, been a college lecturer in mechanics, and even ran my own performance tuning shop in the UK. Now that I’ve recently moved to New Zealand, I’m excited to bring all that experience to the team.

I focus on working efficiently, keeping things running smoothly, and creating the best possible product for our customers. Mentoring the team and sharing what I’ve learned is just as important to me as getting the job done.

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Harry Bhangu
Reconditioning Specialist

About Harry

I moved to New Zealand with my family 8 years ago, and after a few small jobs I was lucky enough to join Trust Motors — now it’s already been 6 years. It’s been fascinating to witness and be part of the journey as this business has grown. These days, I work alongside Harman and the recon boys, making sure every car is ready to shine. When I’m not working, I enjoy spending quality time with my family and watching movies with my kids.

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Abhishek Adhikari
Reconditioning Specialist

About Abhishek

Hi I’m Abhi. I moved to New Zealand not long ago to visit my sister, and along the way, I was presented with the opportunity to join Trust Motors. As a Reconditioning Specialist, I make sure every car gets the full five-star treatment before it takes pride of place in our massive showroom. In my spare time, I enjoy relaxing with my family and watching content on YouTube.

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Sushil Acharya
Reconditioning Specialist

About Sushil

Hi I’m Sushil. I moved to New Zealand not long ago and was given the opportunity to join the Trust Motors family as a Reconditioning Specialist. My role is to make sure every car receives the full five-star treatment before it’s showcased in our massive showroom. In my spare time, I love cooking for friends and creating fun content on TikTok.

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Angeline Nair
Assistant Accountant

About Angeline

Hi, I’m Angeline. I was born in Fiji and moved to New Zealand just a few months ago with my daughter. With 16 years of accounting experience behind me, I’m thrilled to have joined the Trust Motors family and to be part of such an exciting journey. In my spare time, I love travelling, exploring this beautiful country, and spending quality time with my teenage daughter.

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Tyla Williams
General Manager

About Tyla

Hey! I'm Tyla & I am the proud General Manager of Trust Motors.

I have had a passion for cars and helping people since a young age, which first led me to the fitness industry where I was a personal Trainer from my late teens to early 20's. I finally had the opportunity to get into the Motor industry in 2018 and haven't looked back. Originally based in Hawkes Bay, I was presented with the opportunity to join the team here at Trust Motors, which was one of the best decisions I've made in my life. The energy of our vibrant team is infectious and creates what I believe to be the best workplace culture you will find in the industry. When I'm not in our dealership, you will find me on the BBQ/in the kitchen channelling my inner Gordon Ramsay or on the water.

We look forward to welcoming you into our massive indoor showroom soon!

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Amit Kumar
Director of Financial Accounting

About Amit

Hi, I’m Amit, Director of Financial Accounting. I was born in Fiji and have spent almost 18 years in the automotive industry. A couple of years ago, I came to New Zealand on what was meant to be a short vacation, but a series of fortunate events changed everything. One of those moments was a chance conversation with George about joining Trust Motors. I cancelled my return ticket, and two years later, I’m still here, proud to be part of the team. Outside of work, I enjoy listening to music and spending time with my family.

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George Hiscock
Managing Director & Co-Founder

About George

Hi, I’m George, Co-Founder and Managing Director of Trust Motors.

When we started Trust Motors, our mission was simple: flip the script on car buying in New Zealand. We set out to build a dealership grounded in honesty, integrity, and quality and thanks to our incredible A-team, that vision has become reality. Day in and day out, they go above and beyond to deliver what we truly believe is the best buying experience in the country.

Whether you’re after a modern family SUV, a rugged 4x4 ute built for the Kiwi lifestyle, or a performance machine for your weekend thrills. Trust has got you covered.Outside of the dealership, you’ll usually catch me on my mountain bike, pushing weights in the gym, or most importantly, spending time with my family, my greatest joy and motivation.

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Jonathan Hiscock
Chairman & Co-Founder

About Jonathan

Hey, I’m Jonno, the co-founder of Trust Motors. We started Trust Motors to build a car dealership that makes car buying easier, more trustworthy, and transparent. With a background in corporate management and a passion for new ideas, I love creating opportunities for people to genuinely progress. When I’m not working, you can find me exploring the big outdoors on a motorcycle.

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Tai Purcell-Muller
Finance & Insurance Consultant

About Tai

Hi, I’m Tai, and I’m part of the Finance Team here at Trust Motors. I’ve been in the car industry for 16 years, including 10 years as a Business Manager, and I absolutely love what I do. One of the best parts of my job is seeing the excitement on our customers' faces when they’re approved and ready to take home their new car; it never gets old! From the moment you walk through our doors, you’re treated like family, and I pride myself on making the finance process smooth, enjoyable, and completely stress-free while finding the best outcome for every customer. When I’m not at work, I enjoy the fresh country air of rural life with my family and our three dogs.

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Our Vision

Treat people (staff, customers, suppliers, and community partners) like family and they will be impassioned and give their all.

Our Mission

Without excuse or apology, we will always strive to be the most compelling automotive dealership, delivering more people more wonderful cars every day across New Zealand, backed by our #1 rating in 2023, 2024, 2025, and 2026.

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Our Core Values
Integrity First

We do what we say we are going to do. We don't make excuses.


Humility

We embrace everyone with respect and dignity, irrespective of perceived status or position.


Commitment

We live our mission and values, and remain committed to the ongoing satisfaction of our customers, staff, and suppliers always.


Accountability

Doing it right the first time is not our goal but our standard.


Innovation in Motion

We constantly seek new areas for innovation and growth.


Teamwork

Together, everyone achieves more.


Fun

Work hard. Have fun. Make a meaningful difference!

Community

We are a people business. From the outset, we wanted to create a different kind of car dealership within an industry where egos are often inflated, and trust is perceived as lacking.

Trust Motors is built on solid, key elements: the highest levels of quality, authenticity, service, inclusivity, and meaningful community outreach.